![]() Cash bonus is taxable: Similar to interest you earn on your checking or savings account, your cash bonus is considered taxable income.You may also need to make a certain number of transactions within a certain period of time or maintain a minimum balance on your account. Will need to have qualifying activity or meet other requirements: Opening a Chase account usually isn’t enough to earn the promotion.Closing your current Chase account and opening a new one soon after, for example, won’t allow you to qualify for a cash bonus. ![]() Must be a new customer: To qualify for a Chase Bank promotion, you usually need to be a new customer who hasn’t earned a similar promotion in the past two years.Can receive bonuses for both personal and business accounts: Having a pre-existing personal account with Chase doesn’t disqualify you from earning a promotion on a new business account, or vice versa.Easy way to earn a cash bonus: By opening a Chase Bank account that offers a promotion, you could easily earn a few extra hundred dollars without much legwork on your part.Will need to have qualifying activity or meet other requirements Chase Total Checking also comes with a variety of other fees, such as for stop payment orders ($30), money orders ($5), domestic wire transfers (up to $35), and many more.Chase Bank charges ATM fees if you use a non-Chase machine ($3–$5) and overdraft fees ($34, up to three times per day) for certain transactions.Chase Total Checking comes with a $12 monthly fee, but you can have it waived if you meet one of three requirements each month: have $500 or more in electronic deposits, a $1,500 balance at the start of each day, or an average daily balance of $5,000 across all of your linked Chase checking and savings accounts, if you have others.Not available if you earned another checking account bonus from Chase within the past two years.Not available if you previously had a Chase checking account but closed it within the last 90 days, or closed it within the last three years while you had a negative account balance.Not available if you currently have a Chase checking account.
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